Financial Coaching

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What will we do?

To help you make the best financial decisions, we will work together to develop a financial plan that aligns your money with your values, goals, and dreams. Your overall well-being is made up of your financial health, physical health, and mental health, so if you’re worrying about your finances, this can impact your physical and mental health, and in turn, your productivity at home and work.  

A financial coach is a type of advisor who can help you reach your financial goals by teaching you money management skills, such as how to build savings, create a financial plan or pay down debt. A financial coach can help improve your financial literacy, but they likely cannot give you investment advice.

As your financial coach I’ll assist you with the behavioral and emotional components of managing your money. I can help you unearth what drives your financial decisions, so you can create a healthier attitude that leads to better money habits.

Options are available to meet on an ongoing basis to work toward a specific financial goals, or to enter into a six month agreement, to set you on the road to success. We will work together to identify what area of your financial life you would like assistance with. Whether that is a struggle with spending or lack of motivation to stick to a budget, we will work together to piece together your whole financial picture and help you to create healthy financial habits and behaviours.

Building your “complete financial picture” will reduce financial stress, strengthen your financial literacy in whichever way works for you, and improve your financial well-being. Financial well-being is having a clear understanding of your financial situation and having the ability to live within your financial means. 

There are many different definitions of financial health or well-being, a commonly accepted one is:

Being able to meet your current and ongoing financial needs, feeling secure about your financial future, and being free to make choices that allow you to enjoy life.

I want to help you develop healthy financial habits for both the short- and long-term. While we work through your financial health plan we will look at all aspects of money, debt, savings, investments, and of course your short-, mid-, and long-term goals. By creating a comprehensive financial plan, you will know what steps you need to take to get from where you are now, to where you want to be – with more confidence and greater ease.

Along the way we’ll consider the following aspects of money management:

• Your relationship to money
• How best to handle cash flow and debt
• How to balance today’s goals with a secure financial future
• What you need to know for financial independence and how to achieve your goals
• Tax minimization strategies
• What to do if emergencies come up & how to protect yourself and your plan
• Wills, powers of attorney, and health care directives

Financial planning is not a quick fix, it is an ongoing process. Financial success takes a commitment of your time and money, but to make the best decisions and feel confident, comfortable, and secure in those decisions, you need a solid foundation and systematic process to ensure that you have taken control of all aspects of your personal finances.

What you may expect from this process

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• A clear sense of your current financial situation
• A clear focus on your goals
• Strategies to help you save for things you want now and in the future
• A systematic plan to reduce and stay out of debt
• Creation of an emergency fund to handle the bumps in the road
• An ability to prepare financially for life-changing events
• An ability to help your children with their financial literacy and their education fund
• Retirement goals and strategies and know what you have to do to get there
• An analysis of your current savings and investments
• An understanding of how to keep your investments balanced and diversified
• Action steps to ensure your estate and insurance plans are in place
• Confidence to make informed financial decisions
• Action steps needed to implement your plan and stay on track
• Peace of mind

After every session, you will be provided with a review of our discussion, ideas and suggestions, and resources to help you get to the next stage of your journey. I’ll also be your coach in your pocket and you can get in touch throughout your journey.

You will wish you had done this years ago!

What’s the cost?

$2,400 for six 90-minute sessions together paid in a lump sum, or $420 per session over the six sessions.

Any subsequent sessions cost $250.