Book – The First $100K: Your Guide to Financial Independence

It’s here!

Do the terms “dollar-cost averaging” and “dividend reinvestment” make your head spin? How about “debt consolidation”? Don’t make that face. I see you making that face. What if learning to manage your money was easy? And fun. Yeah, I said it. Fun. Most of us are scared to take control of our finances because we don’t know what that means or how to do it. We were never taught to, our partners always did it for us, we don’t have enough money to manage, it’s too late to learn . . . But it’s never too late, and The First $100K makes learning about money management easy and fun. Whether you have specific goals like paying off credit card debt, saving for a new home, or planning your retirement paddleboarding on Lake Como, this book will give you straightforward steps to get there. Yes, even to Lake Como.

From creating a budget you’ll actually follow, to understanding debt and how to pay it off, the book shares practical advice and resources to help you get your financial house in order. It goes on to cover the basics of savings (that thing you do when you’re not buying fancy paddleboard equipment), how to grow your money to meet your goals, and what to do with the money once you’ve started saving it. It explains investing in easy-to-understand terms (no jargon, pinky swear), decoding what different kinds of investments mean, how they can help you meet your goals, and how to get started with them. Using simple steps, helpful graphics, and entertaining examples, this book will demystify personal finance, empowering you to make the right decisions to improve your financial health. And get to Lake Como, obviously.

By the end of the book, you’ll be dollar-cost averaging and dividend reinvesting like the debt-consolidating superstar you are.

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1. The Only Way is Up: The Story
2. Let’s Get the Part Started: Planning & Goals
3. Money Mindset: Build Wealth Through Conscious Habits
4. From Red to Black: Like a Debt-Paying Ninja
5. Budgeting: Because There’s More Month Than Money
6. Accounts & Investment Pathways: Unveiling Your Choices
7. Let’s Invest: Said No Broke Person Ever
8. Dividends: The Cha-Ching Chapter
9. Compound Interest: Because Waiting for Miracles Takes Too Long
10. Total Net Worth: Your Financial GPS
11. The Summit: Reaching Your First $100K