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The Terror of Mortgage Renewal Time
Are you facing mortgage renewal in the coming months? Yeah, me too. If you’re like me, you’re among the millions of other Canadians with a mortgage renewal on the horizon, you may be feeling the financial pressure. My rate last time wasn’t the best on the market at the time, but at 2.79 was pretty…
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Don’t Leave Money On The Table At Work
Optimizing Your Savings Through Employer Contributions I don’t just sit around at home eating bon bons all day. I go to work like the 16.5 million full-time employees here in Canada. One of the most effective ways to boost our personal savings and overall financial security is by taking full advantage of the benefits offered…
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Which is the Right Registered Account? – The Canadian Conundrum
Making the right choice between a Tax-Free Savings Account (TFSA) or a Registered Retirement Savings Plan (RRSP) could save you a LOT of money! An RRSP is the right path for you if: For example, If Chris earns $90,000 annually and contributes $5,000 to their RRSP, they could save up to 40% in taxes on…
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Don’t Live Your Life Stressed About Money
Life is full of surprises, and not all of them are pleasant, we could probably hold an online discussion that would run into hundreds of hours about the surprises we’ve all faced. Think of your Safety Net Fund—or maybe you prefer to call it a Peace-of-Mind Fund, Rainy Day Reserve, Cushion Fund, or plain old…
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Increase Your Disposable Income with One Phone Call
Yes, just one phone call. Negotiating your bills is one of the easiest ways to save money every month. It’s a strategy anyone can use—whether you’re on a tight budget, love a good deal, or simply want to make your money work harder for you. I don’t know about you, but here in Metro Vancouver,…
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Talk About Money, It’s Not Taboo Anymore
I don’t know about you, but I get a little irritated with our world where competition often takes centre stage, whether keeping up with the Joneses or just the one-upmanship that happens in regular old conversations. If you’ve ever or never watched Monty Python, do yourself a favour and watch the Four Yorkshiremen Sketch. In…
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